Saturday, August 25, 2018

The Do's And Don'ts Of Bank Etiquette By Robert Jain

By Jason McDonald


To say that banking is a common aspect of life would be something of an understatement. In fact, it's easy to overlook just how many people use banks in order to receive money, send checks, and what have you. When you're at one of these establishments, it's important to practice good etiquette so that every transaction is a smooth, seamless one. For a better understanding of bank etiquette or behavior, here are a few do's and don'ts detailed by Robert Jain.

One of the ways to practice good bank etiquette is to have your paperwork ready before approaching the teller. Such paperwork may include, but isn't limited to, your ID and billing statement. When you have your various documents at the ready, you will be able to present them right away instead of scrambling through your belongings to find them. This is just one of many tips that authorities on finance like Bob Jain can offer.

Another way that you can practice good bank etiquette is by knowing when your local bank is open. While you may know standard days and times, these will change depending on holidays. Let's say that you have to submit payments during Thanksgiving time; in this situation, you'd want to make said payments as early as possible. Banks are commonly closed on Thanksgiving, so getting your paperwork in sooner will be in your best interest.

Let's discuss some of the ways that bank etiquette shouldn't be carried out. Impatience should be avoided at all costs, especially during busy days. If you go into the bank to deposit checks on Saturday, chances are that you will have to wait in line to do so. This is common, but the process won't go by quicker if you simply remain impatient. Relax and know that eventually, your time will come to be helped.

Lastly, disregard for company rules should be prevented at all costs. It's not like there will be numerous guidelines to follow. Some of the most common include quietness and orderliness in line, which means that you're unlikely to inadvertently break a rule. However, you will be able to read up on these if you're curious. Most banks have their rules on display inside, so abide by these and you'll find it easier to complete your errands.




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